Industry Sectors: Farming & Agricultural Funding

In addition to farmers, Kingsley Asset Finance also funds machinery and equipment for agricultural contractors who provide specialised, seasonal, or temporary services to farmers.

Our credit experts have experience underwriting arable, livestock, mixed and horticultural farming. As well as the specialist areas of dairy, pigs and poultry, and the machinery and equipment required.

What we fund

We have funded many new and used farming equipment for farmers and contractors - including tractors, trailers, combines and their attachments.

Kingsley Asset Finance also provides a refinance/capital release option for farmers and agricultural contractors. Using their assets as security, cash can be raised and put back into the business. The cash can then be used in the business to help fund such things as fertilisers, animal feeds, seeds, maintenance and fuel.

With enough equity in existing assets, live finance agreements on farming machinery and equipment with other lenders can also be consolidated, in turn reducing the monthly repayments and aiding cash flow - with the added potential of releasing further capital.

We have a range of finance products to suit farmers' and agricultural contractors' requirements with minimum deposits and up to 60-month repayment options - all at competitive rates.

Our processes

Our manual underwriting process is simple and straightforward with credit decisions given typically within a 24-hour period. Refinancing may take longer because more checks are needed, such as valuations, but we will keep you updated on the progress and our underwriters are available to discuss with you directly.

We use electronic signatures and BACS payments to ensure quick payment to your suppliers and into your bank account.